Patrick J. Flood
Former Chairman and Chief Executive Officer

Company:           HomeBanc Mortgage Corporation
Location:             Atlanta, GA
Phone:                (404) 303-4155

Patrick Flood, former Chairman and CEO of HomeBanc Mortgage Corporation (“HBMC”), had been with HBMC and its predecessor organizations since 1985. In 1995, Mr. Flood became president of the HBMC division of First Tennessee Bank’s mortgage banking subsidiary. Mr. Flood has over 20 years of mortgage banking experience. His responsibilities included leading and supporting the executive operating committee, providing executive directives and core strategies and communicating operating plans and results to the board of directors.